Biz2Pilot
Your personal AI CFO
Biz2Pilot is an AI financial-control and decision-governance platform for EPC, CCTV and ELV contractors. It watches cash, commitments, projects and approvals continuously, challenges unsafe decisions before money moves, and escalates only what truly needs the Owner. Bank balance is not available cash. Biz2Pilot knows the difference.
Cash Command Center
Illustrative exampleBank Balance
₹ 84.2L
Safe to Spend
₹ 46.8L
Day-45 window dips below safety floor — 2 discretionary POs recommended for hold, 3 receivables flagged for collection.
Capabilities
Internally sophisticated. Externally simple. The AI does the hard work; the Owner sees what matters.
Available Decision Cash reserves out mandatory commitments, BG margins and statutory dues — so you never spend money that was never really yours to spend.
A named normal / watch / crisis state with a configurable safety floor. When cash goes dangerous, CFO tells you what to protect, what to hold, and whom to chase — before payroll day, not after.
A versioned 7-level governance hierarchy with configurable approval rules. No matching rule means escalate to a human — never a silent auto-approve.
Multi-lens analysis — Accountant, CA, CFO, Director, Compliance, PM perspectives — on every major decision. Advisory by design: the AI recommends, humans decide.
Detects the classic contractor trap: costs paid out before collections arrive. 7/15/30/60/90-day risk-adjusted forecasts with per-receivable confidence.
Every project classified on both axes — accounting profitability AND cash health. A "profitable" project quietly draining working capital gets flagged, not celebrated.
Authority Matrix + Financial Conscience + Crisis Mode — consolidated, explainable, and always stricter under stress, never looser.
No matching authority rule? The default is escalate to a human — this system never invents an approval nobody configured.
A versioned 7-level governance hierarchy — law above policy, policy above preference. AI recommendations sit at Level 6, never above human governance.
The AI may know the best answer and still not be authorized to act on it. Decision rights and analysis are kept structurally separate.
Facts, estimates and AI judgment are labelled separately everywhere. Uncertain conclusions are never presented as verified facts.
Management by exception: routine matters handled within policy, only real decisions reach you.